B2B Business Directory

Please visit our B2B business directory to find and connect with other local and national businesses. 
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Accounts Receivable Factoring

Equipment Lease Financing

Commercial Property Financing

Look at All Your Options:

As a successful businessperson, you know that you need to look at all your options before making any decision.  We understand how important it is, and we would like for you to take a minute or two right now and start here.

Financing your business is no small matter.  Cash flow is to business what blood is to body.  If you are reading this, we assume that you are considering financing options for your business for any number of reasons.  You have several choices to choice between, and they all come with benefits and drawbacks.  Let’s consider:

Financing Internally:
(You always have the choice not to exercise your business financing power)

Pros:

• Every business should look at ways to finance internally.  Your own money spent cost less than money of others.
• Generating money from internal operations must always be paired with using outside funding.

Cons:

• You do not always have the money available to do everything that needs to be done.  Internally financing does not always bridge the gap.
• Your business can potentially stagnant or even cease to exist if it is not properly financed.

Seeking financing on your own:
(You can always go about the financing process alone without assistance)

Pros:

• You have the opportunity to learn everything that goes into financing your own business.  By taking the steps yourself, you will learn from your mistakes and be more experienced because of them.
• You could possibly save yourself the professional service fee if you do the process correctly but not always.

Cons:

• Having the money that your business needs to operate is a most important matter.  You simply do not have the time to “try your luck.” 
• Understanding business financing is a full-time endeavor in and of itself.  You often do not have the time or money to make costly mistakes in the matter.

Using a financial professional for you business financing:

Pros:

• You have access to dozens of already established relationships with financial institutions through the professional connections of your consultant and broker.
• You don’t have the burden about making sure that your proposal meets the standards of one particular lender.
• You save yourself both time in properly securing your financing and time in recovering from preventable but costly mistakes.
• You stay ahead of your competition who isn’t as wise as you to use a financing professional. 

Cons:

• Like any professional service such as an accountant, marketing consultant, etc., a business financing consultant costs money to use.
• You still have to work with the financing professional by providing requested information in a timely manner.  Remember that your consultant can’t work with what isn’t there.